INSURANCE INFORMATION

All Bravo programs in Spain include a full medical and surgical insurance through the auspices of A.S.T.E.S. (Agrupación de Seguros Turísticos Españoles).

     The way it works:

a.      Upon arrival at the first airport of your trip in Spain , you will receive from the transfer person your insurance policies.

b.     The policy will also include a list of clinics and hospitals where A.S.T.E.S. will be accepted in lieu of payment.

c.     Should you not be able to utilize an A.S.T.E.S. affiliated facility, you must pay the hospital, doctor, clinic, etc. directly.  Upon your return to the U.S. , or from Spain , send the original bills to A.S.T.E.S. (keep copies for your records).  In turn, A.S.T.E.S. will refund the medical costs submitted. 

d.     Please keep in mind that the process for the refund could take several months.

Travel Insurance - OPTIONAL but recommended for:

a.      Trip Cancellation

b.     Trip Interruption

c.     Travel Delay

d.     Baggage Loss and/or Baggage Delay 

The application form for this insurance may be obtained on the Travel Insurance link located on the right side of Bravo’s home page.  Please remember that all forms and premiums are to be sent directly to the insurance company – NEVER to Bravo Tours.  Please note that some items covered by the insurance will only be available if your premium for the insurance plan and your enrollment form is received within 15 days of the date your initial trip deposit is received by Bravo Tours.  It is solely the participant’s responsibility to observe these dates.  Also, please remember that insurance premiums are non-refundable under all circumstances, even if you, your chaperone, or Bravo decides to cancel your trip.